Prosper TX Mortgage Lender

Selecting the right mortgage lender to help you with your new home purchase or mortgage refinance in Prosper, TX can make a huge difference in interest rate and payment options, loan program options provided, and overall service and speed in which you receive and close your loan.  Prosper has many Mortgage Loan Officers or Mortgage Brokers to choose from including local Prosper branches of big banks and smaller independent brokers or loan officers – and everything in between.

The biggest key in working with the best Prosper mortgage lender, loan officer, or mortgage broker is to select someone that has:

  • Experience in working with Prosper homeowners or homebuyers – if you’re looking to refinance a Prosper home or purchase a Prosper home, then you’ll want to have someone that is experienced in handling that type of transaction in Prosper – as opposed to someone that has never closed a Prosper Texas mortgage.
  • Look for someone that has local processing and underwriting in their office.  When lenders send their files elsewhere for processing and underwriting, it can be a much different experience for everyone involved.
  • Choose someone that can educate you on the process of buying or refinancing your Prosper home.  The process is confusing and may be much different than what you’ve experienced in the past.  Setting the proper expectations can save you a lot of heart ache as you progress.
  • Make sure that your loan officer, lender, mortgage brokers (these are commonly used names for the person that will be helping you originate the new mortgage) is properly licensed or registered by NMLS (National Mortgage Licensing System) to originate mortgage loans in Prosper TX.
  • Lastly, you’ll want to make that the Prosper lender you are working with has lots of mortgage optionsincluding:

If you’re looking for a Prosper TX mortgage lender (aka loan officer or mortgage broker), email or call Josh Campbell – NMLS # 493535 at 972-904-3694 today.  Josh is registered to lend in all 50 states, and he helps clients all around the Prosper area.

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